Flexible Pool Financing
Build the pool. Finance it your way.
Build the custom pool you have been picturing now and pay for it over time. Through our financing partner Lyon Financial, a luxury pool becomes achievable with low monthly payments and a fast, secure online application.
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Affordable, Month to Month
Make a custom pool affordable
A custom pool is one of the best investments you can make in your home and lifestyle, and it does not have to wait until you have saved the full amount. With financing through Lyon Financial, homeowners and developers across Orlando and Central Florida can start designing and building now and spread the cost into predictable monthly payments. From new construction and complete backyard renovations to spas, water features and full outdoor living spaces, financing puts the entire project within reach.
The Right Financing Partner
Why we partner with Lyon Financial
Southern Pool Designs partners with Lyon Financial, one of the most established names in swimming pool and home improvement lending. Lyon has helped families finance backyard projects for decades. As a Lyon dealer, we help you find the right option so you can build now and pay over time.
- Built for pools, not generic loans. Programs designed specifically for pools and outdoor living.
- Simple, secure online application. Apply in minutes with a fast, paperless process and quick decisions.
- Flexible terms that fit the budget. Options that keep monthly payments predictable across the whole project.
- Decades of lending experience. A trusted, independent lender families have relied on for years.
A Custom Pool Without the Wait
Reasons to finance your build
Start Building Sooner
There is no reason to wait years to save the full amount. Finance a pool now and enjoy your backyard through the seasons you would otherwise miss.
Keep Your Cash Liquid
Fund the project over time and keep your reserves available for everything else, from investments to the unexpected.
Finance the Whole Vision
Pool financing can cover more than the pool. Spas, water features, lighting, decking and the surrounding outdoor living space can all be part of one financed project.
From Design to Financed Build
From first sketch to financed build
Financing and construction stay separate, but the path from one to the other stays simple.
Design Consultation
We study your lot and design the pool you actually want, with a clear scope and budget.
Choose an Option
We help you find the Lyon financing option that fits your budget and timeline.
Quick Approval
Apply online with Lyon through a fast, secure application and get a quick decision.
Build With Confidence
We build to the approved design while you pay over time in predictable payments.
Milestone-Based Billing
How your build is billed
Your project is billed in stages tied to real construction progress, never all at once. You stay informed at every milestone, with progress notes and photos as the work is completed.
Design & Approval
You approve your 3D design and we finalize the engineered plans, locking your scope before any ground is broken.
Permitting & Excavation
We pull the county permits and, once cleared, stake the layout and excavate to the engineered depth.
Steel & Plumbing
Reinforcing steel is tied to the engineered schedule and the plumbing rough-in is set and pressure-tested.
Gunite Shell
The shotcrete shell is sprayed and hand-shaped into your pool, spa, steps and benches, then cured.
Tile, Finish & Decking
Waterline tile, coping, the interior finish and the surrounding deck are installed.
Equipment & Startup
Pumps, heating, automation and sanitization go in; the pool is filled, balanced and handed off to you.
Exact payment amounts at each stage are set in your Southern Pool Designs construction agreement.
Pool Financing FAQ
Common questions
Can I finance a custom pool in Central Florida?
Yes. Through Lyon Financial, homeowners and developers across Orlando and Central Florida can finance new construction pools, renovations, spas and full outdoor living projects.
How do I apply for pool financing?
You apply online directly with Lyon Financial through a fast, secure application. We help you choose the right option first, then you complete the application and get a quick decision.
What can pool financing cover?
More than the pool. A pool, attached spa, water features, lighting, decking and the surrounding outdoor living space can all be part of one financed project.
Do you finance pool renovations?
Yes. Complete backyard renovations and remodels can be financed alongside new construction.
Is a down payment required?
Terms, down payment and available programs are determined by Lyon Financial based on the option you choose and credit approval.
Can I finance a pool and spa together?
Yes. A pool, attached spa, water features and the surrounding outdoor living space can all be part of one financed project.
What areas do you serve?
We design, build and finance pools throughout Orlando and Central Florida, including Sanford, Lake Mary, Windermere and the surrounding communities.
Let's Get Started
Let's design a pool that fits your budget
Start with a design consultation, then choose the financing that works for you. Your dream backyard can begin sooner than you think.
Start a Design ConsultationApply with Lyon
Financing is provided by Lyon Financial, an independent third party lender, and is subject to credit approval. Rates, terms and available programs are determined by Lyon Financial. Southern Pool Designs is a dealer partner and is not the lender, and does not make credit decisions.